![]() While it is gaining market share, TransUnion isn't used as widely by lenders as Experian and Equifax are. Users can also see their TransUnion report for free with MSM Credit Monitor*. It kept the core of the business the same, including its commitment to allowing users free access to their credit scores through credit company Credit Karma* (previously Noddle) and TotallyMoney. Global company TransUnion acquired the credit reference agency known as Callcredit in 2018. This report is used by lenders when considering applicants creditworthiness for loans, mortgages, credit cards and other financial products. It collates information on people's past financial behaviour and the credit agreements they have had and presents it in a report, alongside an overall credit score. TransUnion is one of the three main credit reference agencies in the UK.
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